Flooring Installers Insurance
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Protect Your Business With Flooring Installers Insurance
From damage to clients’ homes, to worker injuries, to tool damage or theft, professional installation businesses have to be prepared for the potential financial impact from a wide range of risks. At biBERK, we provide tailored flooring installers insurance and coverage for other installation professionals at savings of up to 20%. Whether you need workers' compensation, general liability, a business owners policy or BOP (sometimes called property & liability insurance), commercial auto, umbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and report claims online for ultimate convenience.
Who Needs Flooring Installation Insurance?
Professional installers face many risks, so you need flooring installation insurance from a trusted source. Employee injury is always possible, and workers’ comp is state-mandated for many businesses, so that coverage is important. Accidental fires and tool theft or damage should be covered by a BOP. A commercial auto policy is important as you drive from job to job. Many projects and job sites require a Certificate of Insurance, which is available online as soon as you purchase a policy from us.
Any Professional Installation Business Needs Installation Insurance, Including:
- Appliance installation companies
- Carpet installers
- Ceiling and wall installation companies
- Door and window installation experts
- Drywall installation companies
- Elevator contractors
- Fence installation companies
- Flooring installers
- Glass and glazing contractors
- HVAC installation companies
- Installation technicians
- Landscaping installers
- Plumbers and electricians
- Riggers
- Siding installers
- Technology installation companies
- Telecom cabling installation experts
- Tile and stone installers
What are the Different Types of Flooring Installers Insurance?
At biBERK, we offer six different types of flooring installers insurance for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others.
Workers’ Compensation insurance
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.
Workers' Compensationchevron_rightGeneral Liability insurance
Also known as commercial liability insurance, a general liability policy is important. It covers damages and legal costs associated with injury claims to customers and other people you don’t employ, damage to other people’s property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your policy, including contractors installation, tools & equipment, cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.
General Liabilitychevron_rightBusiness Owners Policy
Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance with coverage for your company’s property. You’ll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.
Business Owners Policychevron_rightCommercial Auto insurance
If your company owns or leases vehicles, this policy protects your business. This type of insurance can provide coverage for your legal fees and the medical costs of others if your employee is at fault in an accident. It can cover the cost of damages even if the vehicle is used for personal activities outside of its primary business use.
Commercial Autochevron_rightCyber insurance
This coverage can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.
Cyber Insurancechevron_rightUmbrella insurance
Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.
Umbrella Insurancechevron_rightWhy biBERK for Flooring Installation Insurance?
We’re the experts when it comes to small business.
Save time.
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save money.
We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.
Experienced.
We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $52.2 billion in paid claims in 2023.
From Flooring Installer Insurance to Window Installer Insurance
Professional installation is challenging work. That’s why you need protection from the risks your business faces. Whether that means flooring installer insurance, window installer insurance, or another type of coverage, it’s important that you get the policies you need for the type of work you do. If you have questions, our licensed insurance experts are happy to answer them.
Get a Quote Today
See why biBERK is easier and more convenient for flooring installers insurance when you obtain your free quote online.