out of 5 customer review rating and 200,000+ policies sold.

Protect Your Consulting Business and Anyone You Employ With Consultant Insurance Coverage

From mistakes made to damage to a customer’s property, consulting businesses have to be prepared for the potential financial impact from a wide range of risks. At biBERK, we provide tailored consulting insurance coverage at savings of up to 20%. Whether you need workers' compensation, general liability, professional liability (also known as errors and omissions or E&O), a business owners policy or BOP (sometimes called property & liability insurance), umbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and report claims online for ultimate convenience.

Who Needs Consultant Insurance?

Consultant insurance is important for people in your line of work. You and your team could be responsible for actual or alleged errors or omissions. A professional liability policy can cover legal fees and damages awarded due to these issues. You may also be required to have general liability insurance as a condition of work contracts, plus it protects you against visitor slip-and-fall incidents at your business address.

We Offer Business Insurance for Independent Consultants and Those Operating Consulting Companies, Including:

    • Agricultural consultants
    • Architectural consultants
    • Business consultants
    • Career coaching consultants
    • Educational consultants
    • Engineering consultants
    • Environmental consultants
    • Financial consultants
    • Generalist consultants
    • Human resources consultants
    • Image consultants
    • IT consultants
    • Management consultants
    • Marketing consultants
    • Operation consultants
    • Political strategist consultants
    • Retail sales consultants
    • Social media consultants
    • Software consultants
    • Specialist consultants

What are Typical Consulting Insurance Costs?

The cost of consultant insurance is calculated based on a number of factors. These include your focus area or specialty, location, business size, and claims history. You can get consultant insurance quotes online for the different policies you need and compare consulting insurance costs.

Business consultant happy to have insurance

What are the Different Types of Business Insurance for Independent Consultants?

At biBERK, we offer six different types of consultant insurance coverage for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others.

Workers' Compensation insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

Workers' Compensationchevron_right

General Liability insurance

Also known as commercial liability insurance, a consultant general liability policy covers damages and legal costs associated with injury claims by customers and other people you don't employ, damage to other people's property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement. Plus, there are endorsements you can add to customize your consultant general liability insurance policy, including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

General Liabilitychevron_right

Business Owners Policy

Also called property & liability insurance, a business owners policy (BOP) combines general liability insurance with coverage for your company’s property. You'll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running after suffering property damage, such as the use of a temporary location. You can also tailor your BOP with add-ons including cyber, hired and non-owned auto liability, employment-related practices liability, and employee benefits liability.

Business Owners Policychevron_right

Professional Liability insurance

Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees when someone claims your professional service caused financial harm to them or their business. Consultant errors and omissions insurance coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

Professional Liabilitychevron_right

Cyber insurance

This coverage can be purchased as an add-on to a general liability, professional liability, or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

Cyber Insurancechevron_right

Umbrella insurance

Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection to a consultant general liability policy: it can cover costs that exceed the limit of another liability policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

Umbrella Insurancechevron_right

Why biBERK for Consulting Insurance Coverage?

We’re the experts when it comes to small business.

Save time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than policies with other insurance companies.


We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Get a Quote for Consultant Insurance Coverage Today

See why biBERK is easier and more convenient for consulting insurance when you obtain your free quote online.