Business Insurance in Vermont
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Buy Business Insurance in Vermont
From Burlington to Brattleboro, Montpelier to Manchester, biBERK is trusted by many companies for business insurance in Vermont. We offer flexible policies to protect you from the many types of risk Vermont businesses face.
Vermont Workers' Compensation Insurance
This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury. For example, if an employee hurts their back while lifting a heavy box at work, the related costs can be covered. We offer tailored workers’ comp in Vermont to suit your business.
Workers' Compensationchevron_rightVermont Professional Liability Insurance
Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees if someone claims your professional service caused financial harm to them or their business. For instance, if a client says you gave them incorrect data that they used to make a business decision and consequently they suffered a financial loss, you may be covered. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Professional liability insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.
Professional Liabilitychevron_rightVermont Cyber Insurance
This type of business insurance in Vermont can be purchased as an add-on to a professional liability policy. It helps cover costs related to system hacks or data security breaches in which sensitive information like credit card data has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.
Cyber Insurancechevron_rightWe Cover all Kinds of
Professionals and
Businesses in Vermont,
Including:
- Aircraft operations
- Auditors and bookkeepers
- Auto parts shops
- Building management companies
- Business consultants
- Car repair shops
- Carpentry services
- Cement and concrete companies
- Commercial real estate companies
- Commodities and securities businesses
- Computer programmers
- Delivery services
- Detective and patrol agencies
- Doctors and dentists
- Electrical contractors
- Electrical household appliance repair
- Fine dining restaurants
- Gardeners and landscapers
- Heating and cooling companies
- Insurance companies
- Law firms
- Marketing and advertising firms
- Masonry services
- Painters
- Photographers
- Physical therapists
- Plumbing services
- Produce markets
- Public relations agencies
- Salons and barber shops
- Stores
- Trucking and transportation
Why biBERK for Business Insurance in Vermont?
We’re the experts when it comes to Vermont business insurance.
Save Time
Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.
Save Money
We insure your small business directly, without a middleman or insurance broker, so we pass that savings on to you—up to 20% less than the policies with other insurance companies.
Experienced
We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.
Why is biBERK Better for Vermont Business Insurance?
Whether it’s workers’ compensation in Vermont or other business insurance, we’re often less expensive and easier to do business with than other insurance companies. That’s better for you in many ways. We’re also part of the Berkshire Hathaway Insurance Group, the nation’s largest insurance company in terms of assets. You may know Berkshire Hathaway as the company started by Warren Buffett. Mr. Buffett began as a small business owner, and he’s dedicated to providing small businesses with services and value that can help them grow.
What Vermont Small Business Insurance is Required?
Workers’ Compensation
In Vermont, every business with employees is required to carry workers’ compensation insurance. Even if you only have one employee, you’re still required to carry workers’ comp. You can receive substantial fines and criminal penalties if you’re caught doing business with employees in Vermont without a workers’ comp policy.
Other Policy Considerations
Even if your customers, clients, or partners don’t require you to carry specific policies, it’s recommended that you carry policies to cover any part of your business that could be at risk. Financially protecting your company is one of the smartest business decisions you can make.
What Does Business Insurance in VT Cost?
The cost of insurance in Vermont depends on a number of factors, including industry, number of employees, and the amounts of payroll and revenue. Additionally, your claims history will influence your policy cost. Companies with fewer claims typically pay lower premiums.
Vermont Small Business Insurance in Three Simple Steps
Get a Quote
Fill out a form online or give us a call to tell us about your business. You’ll have a quote in as little as five minutes.
Buy a Policy
Complete your purchase and make payments online or over the phone. You can pay your premium all at once or in monthly installments.
Get a Certificate
Download an instant Certificate of Liability Insurance immediately after purchasing a policy.
Get a Quote Today
Trust biBERK for business insurance in Vermont and save up to 20%.